Buying a House in Woodburn | Hallmark Properties

"How do you eat an elephant?" "One spoonful at a time!"

If you’ve never owned a house before, the process can seem overwhelming. But the reality is that if you just take it one step at a time, you can soon join the ranks of happy homeowners. We've put together these steps, many of which link to related tools, to help you on your way:

1. Decide whether renting or buying makes more sense for you.
2. Clean up your credit and get your financial house in order.
3. Educate yourself about mortgages and find out how much you can spend on a house.
4. Decide where you want to live.
5. Narrow down the type of house you want to buy.
6. Choose an agent or broker.
7. Assemble the other players including loan officers, real estate attorney, inspector, and financial advisors.
8. See properties with your agent.
9. Write a purchase contract.
10. Negotiate the deal.
11. Have the property inspected.
12. Get attorney approval on the contract (where applicable).
13. Get the loan approved.
14. Close.
15. Live happily ever after in your new dream home!